Stop overpaying
for payment
processing.

No. Both CardConnect and Luqra offer month-to-month agreements with no early termination fees. You're never locked in. Mir won't push you into a contract because he'd rather earn your business every month through results — not legal obligation.

Usually 1–3 business days for approval and setup. Luqra can be as fast as 24 hours. If you need new hardware, most terminals arrive and are programmed within a week. Mir manages the entire transition so you don't have to.

No. You keep running on your current processor until the new account is fully live and your equipment is ready. The cutover typically happens overnight or over a weekend so you open Monday morning with zero downtime. We coordinate the timing around your business schedule.

We read your current processing statement line by line and identifies: your effective rate, every junk fee you're paying, whether you're on the best pricing model for your volume, and an honest estimate of what you'd save by switching. You get a plain-English written summary — not a sales pitch.

Zero. Mir is compensated by CardConnect and Luqra only if you choose to switch — and only on the ongoing processing, not as a hidden markup on your rates. If you don't switch, the statement review costs you nothing. If you do switch, the savings more than cover it.

We will tell you. Bridgepoint has walked away from deals when it wasn't in the merchant's best interest. Our reputation is built on honesty, not closing rates. If you're already on a great deal, we'll confirm that — and you'll know for certain instead of wondering.

Often yes — many terminals and POS systems can be reprogrammed to work with a new processor. We will assess your current setup and tell you exactly what's compatible. If you do need new hardware, Clover and Valor both offer excellent equipment, and We will match you to the right device for your setup.

CardConnect is ideal for established, higher-volume merchants who want the full Clover POS ecosystem and enterprise-grade security. Luqra is built for speed — faster onboarding, no account freezes, and a better fit for contractors, HVAC, and service businesses. We will compare both side-by-side for your specific situation.

We go through every line of your new agreement before you sign — not after. He explains every fee, flags anything unusual, and will negotiate terms on your behalf. He also stays in touch after the switch and checks your statements periodically to make sure nothing has crept in.

Absolutely. Mir sets up new merchants from scratch all the time — account approval, equipment selection, setup, and training. Luqra's 24-hour onboarding is especially good for new businesses that need to start accepting payments quickly.