Credit card processing for Austin-area businesses.

Bridgepoint Payments is an independent merchant services consultant based in Lakeway that sets up Austin-area small businesses on interchange-plus pricing through CardConnect (Fiserv) and Luqra. Mir Sadat reviews your current statement for free and shows your real cost within 24 hours.

Divide your total monthly processing fees by your total card sales to get your effective rate, then compare it to what interchange-plus would cost for the same card mix. Common signs of overpaying are PCI non-compliance fees ($20–$50/month), statement fees ($5–$15/month), annual fees, and flat or tiered rates that sit well above interchange. Bridgepoint does this comparison for free.

Yes. Bridgepoint Payments works face to face with businesses in Lakeway, Bee Cave, Austin (including East Austin and North Lamar) and Round Rock. Call or text (512) 884-1977.

Texas businesses can use surcharging or cash discount programs, but they must follow card brand rules: proper disclosure at the door and point of sale, capped surcharge amounts, and no surcharging on debit cards. Bridgepoint sets these programs up to be compliant and will tell you whether a cash discount program or interchange-plus pricing saves you more.

Often not. Many existing terminals and POS systems can be reprogrammed or integrated with CardConnect or Luqra. Bridgepoint checks your current equipment during the free statement review and tells you up front if anything needs to change.