Areas We Serve

Merchant services & credit card processing in Austin, TX.

Honest, interchange-plus card processing for Austin small businesses — and a free, line-by-line review of what you're paying today.

Why Austin businesses switch.

Austin is full of owner-operated businesses — salons on South Lamar, auto shops off Burnet Road, HVAC and plumbing companies running trucks across the whole metro. Most of them are paying more to accept cards than they need to, and almost none of them have ever had someone walk them through their statement line by line.

I'm Mir Sadat, an independent merchant services consultant. I work with businesses from South Congress and East Austin to the North Burnet, Mueller, Oak Hill and Westlake areas, and I'll come to your shop in person. Because I'm independent, I can compare more than one processor — CardConnect (Fiserv) and Luqra — and put you on whichever actually costs you less.

What you get.

Interchange-plus pricing
You pay the true card-network cost plus one fixed, disclosed markup. No tiers, no "non-qualified" surcharges.
Free 24-hour statement review
Send your statement and I'll find every fee and show your real effective rate — in plain English.
Clover POS & terminals
Countertop, mobile and full POS setups, plus invoicing and card-on-file for service businesses.
Local, in-person support
One person to call. I stay on your account after the sale and re-check your statements.

Businesses I work with in Austin.

See more on the industries page.

Common questions from Austin business owners.

Divide your total processing fees by your total card volume for the month. That's your effective rate. If you don't know which pricing model you're on, or your statement shows "qualified / mid-qualified / non-qualified" lines, there's a good chance you're overpaying. I'll calculate it for you for free.
Not always. Many terminals can be reprogrammed. If you need new equipment, I'll lay out the cost up front so you can decide.
I'll show you every term in writing before you sign anything, and I'll check your current agreement for early-termination fees so there are no surprises.

More answers: payment processing FAQ.

Also serving.

🔍 Bridgepoint's #1 Offer — 100% Free

Send me your statement.
I'll find your hidden fees in 24 hours.

Most merchants are losing $200–$800/month to fees buried in their statement. Send it over — I'll show you exactly where your money is going.

✓ No commitment required
✓ Results within 24 hours
✓ Plain-English explanation